Click here For Kurt & Randy's Facebook Fan Page with Lots of Free Stuff!!!

Kurt & Randy Henry's Mission & Vision: Click here .

Kurt's Weekly Video Mortgage Market Updates: :

March 19th, 2011 - http://www.youtube.com/watch?v=x5Uf6YFcK2g

March 12, 2011 - http://www.youtube.com/watch?v=Zl-2j4Zz0Bc

Kurt's Tips:

(the following tip sheets are most useful after your first consultation with Kurt):

VIEW FILM BELOW ON PURCHASING

VIEW FILM BELOW ON RENOVATING

INTEREST RATE HISTORY

History of the Canadian Prime Rates. Click here for graph.
History of the Bank of Canada Bank Rates. Click here for graph.

WHO IS KURT HENRY?

Kurt is truly one of a kind. His unique approach to educating his clients, with simple explanations to complex situations is a well refined skill that makes his clients comfortable in making decisions. He is not a generalist with various specialties in loan products, investments, banking, etc... He is a specialist with one thing that he does every single day, that being mortgages. The mortgage market has been changing drastically over the past 3 months; just look at the mortgage rates. A mortgage specialist is now more important than ever. The younger face does bring experience. Kurt is a previous mortgage specialist and former financial services manager for one of Canada's major financial institutions. He has a Business Commerce University degree, with a concentration in finance and a minor in economics. He also holds the AMP designation from the Canadian Association of Accredited Mortgage Professionals. The AMP designation requires a certain amount of experience in the mortgage industry, along with continuing education courses to be completed. Kurt's education and experience is bound to save you time and money, and ease the mortgage experience into a smooth one.

WHY USE KURT HENRY TO ARRANGE MY FINANCING?

The best mortgage rates, products, and service are just the beginning. As of January 1st 2009, Kurt and Randy Henry work together as a father/son team, and offer a truly unique mortgage experience that is not found anywhere else. Kurt and Randy's mission is to provide a mortgage experience that is unique to the mortgage industry that creates value to their clients, which will ensure that their clients are not just satisfied, but are truly happy. Their clients will save money with them, and will want their family, friends, colleagues, and neighbours to have the same unique mortgage experience while saving time and money just as they did.

ARE 100% FINANCING OR ZERO DOWN MORTGAGES STILL AVAILABLE?

100% financing is no longer available, however there are some options available where no downpayment is required. This type of financing however requires good credit history, and strong borrowers. If you would like more information on this, click on "Email Kurt" or "Call Me Back" at the top of this page.

WHAT DOES KURT HENRY DO?

My office is located in Courtice, just east of Toronto and I service clients anywhere in Ontario. I will start by walking you through the necessary steps to get you where you want to be. Depending on your fluency with mortgages we can start with the basics with very clear education, or start by getting right into it. After collecting your information and it is time to move forward, I have the major banks and lenders bid on your business. In essence, I shop your mortgage to find the best deal and present you with the outcome. Even better, my service is free to you! It's the lender that pays me. I arrange financing for home purchases, refinances, and whenever your mortgage is up for renewal. Inquiries are always welcome.

KURT'S TESTIMONIALS

"Kurt, as I reflect over the past six months or so, it occurs to me that you were the first person I contacted for help when I decided to sell my house and buy a duplex. I felt quite nervous about securing financing for the new place, and was completely unsure about my eligibility, various financing options and the necessary steps to take. I am so appreciative of your expert guidance through this whole process. Your calm, welcoming, and friendly manner put me at ease as soon as I came to your office. You listened carefully to my situation; understood my circumstances; provided excellent recommendations; and followed up with every last detail, right up to the day that my purchase was finalized. You were always available to me by phone and patiently answer my every question. Your high level of professional knowledge, combined with your attention to detail and genuine concern and desire to do the best for me, are your oustanding qualities. I highly recommend you to others and encourage you to provide my name as an extremelely satisfied customer and professional reference."- Linda Watson, Retired Executive Director of Grandview Childrens Centre.

"Kurt, thank you so much for your help. You were able to provide the expertise with professionalism & thoughtfullness, yet with an air of compassion that has helped us in our struggle to get back on track."

"Dear Kurt, We would like to thank you for your expertise, facilitation and support of our recent mortgage refinance. Your extensive knowledge and kind manner made the process seamless and ‘pain-free’. We certainly will seek out your help if the need for your services arises again and as well will pass your name on to friends and family that may be in need of your services.

Your customer service skills are bar none and you have provided us with excellent follow-up to the process. We enjoy your newsletter and have found many interesting and useful articles in this publication."

MY SPECIFIC NEEDS

What do I do with my upcoming mortgage renewal?
I am thinking about refinancing but I'm not sure how it works or if it makes sense?
I am thinking about purchasing a house since we are in a buyers market but I'm not sure if I should or what the steps are, or how much I would qualify for.
My mortgage is not up for renewal but the rates are low and I am wondering if I can benefit from the low rates somehow?

Feel free to email Kurt by clicking on the "Email Kurt" button at the top of this page. Kurt can give you answers and advice specific to your situation.

HOW DO I CHOOSE THE RIGHT PERSON TO ASSIST WITH MY MORTGAGE NEEDS?

First, be aware that mortgage agents have a unique interest in your well being. Mortgage agents such as myself strive to make you as happy as possible, as my business depends on it; almost 100% of my business is generated through referrals. Your other option is to confront a financial institution on your own, knowing that they have a unique interest in the profitability for the institution that they work for. Their compensation depends on that profitability, whereas my compensation depends on my clients' willingness to refer their friends and family. One other comparison is this: my goal is to get you the best deal in the entire mortgage market (at no cost to my client), as opposed to the best deal within one single financial institution.

Secondly, be sure to work with someone that you trust and that you are comfortable with. This will help you understand what they are explaining to you, and will make the mortgage experience that much better. Believe it or not, the mortgage experience can be enjoyable.

Thirdly, be aware of your learning style. Personally, I am a visual learner with a dislike for pressure. As my clients know, I draw pictures and graphs to educate them, and they will not get any pressure to go ahead with anything.

Whatever is on your mind and wherever you are, we are here to help.

Purchasing a home - refinancing - consolidating debt commonly referred to as debt consolidation - specialized financing - first time home buyer - repeat home buyer - mortgage pre approval - buying and selling - mortgage renewal or mortgage expiry - construction financing - mortgage planning - reverse mortgages - mortgage rate history - fixed mortgage rate versus variable mortgage rate - prime rate history - bank of Canada - bank of Canada bank rate history - bankruptcy - divorce - best mortgage rates - cheapest mortgage rates - best mortgage options - mortgages in Canada - mortgages in Ontario - questions about the mortgage broker industry; feel free to inquire no matter what is on your mind.

We do more than just bowmanville mortgages and GTA mortgages. We arrange mortgages across Ontario including the Durham Region - Mortgages in Clarington - Mortgages in Cobourg - Mortgages in Port Hope - Mortgages in Port Perry - Mortgages in Peterborough - Mortgages in Kingston - Mortgages in Bowmanville - Mortgages in Orono - Mortgages in Courtice - Mortgages in Oshawa - Mortgages in Whitby - Mortgages in Ajax - Mortgages in Pickering - Mortgages in Uxbridge - Mortgages in Hampton - Mortgages in Scarborough - Mortgages in Toronto - Mortgages in Milton - Mortgages in London - Mortgages in Windsor or anywhere else in the province; I have you covered.