Mortgage Questions

Why should I deal with the Mortgage Centre - Durham?

Independent, Unbiased Advice. Mortgage Agents provide mortgages from various lenders, so they are not tied to one lender or one type of mortgage.

More Mortgage Choices. Mortgage agents have direct electronic access to virtually every major lender in Canada, so they can show you a wide range of rates and features.

Best Available Rates. Mortgage agents study rates daily and always know where to find the most competitive ones. Plus they know how to negotiate with lenders to ensure you’re getting the best available deal.

Specialized Knowledge. As specialists, mortgage agents have a thorough understanding of all available products, features, and rates. They can explain everything to you so that you know exactly what you’re doing.

Secure, established lenders. Mortgage agents deal with the same reputable, established Canadian financial institutions you’re used to. Plus, they have access to some innovative broker-only lenders who can sometimes offer even more attractive rates and features.

How do you work for me?

We sit down with you, evaluate your needs and complete an application form.
Together we decide which lender offers the most attractive package of rates and features for your specific needs.
We then electronically forward your application to that lender.
Once Approval is received – usually within a matter of hours – you simply sign the required forms and you’ve got your mortgage! Then, over the next few days and weeks, we follow up with all supporting documents.

Sounds great, but how much does all this cost?

Our service costs you nothing, and because we work for you - not the lenders - we can offer unbiased advice and help you select the mortgage that's absolutely right for you. Please take the time to get to know our specialists, selecting any of our professional staff will start you on the road to saving the most money possible with your new or upcoming renewal mortgage!

I have an existing mortgage, can you help me?

With current mortgage rates near historic lows, there's a good chance you could save money by breaking your existing mortgage and renewing early. To see if early renewal makes sense for you, click on Renewal Advisor.

Incredibly 90% of Canadians renew their mortgage with the same lender. And many of them simply accept that lender's posted rate. At The Mortgage Centre, we can do MUCH better than that. We'll get Canada's leading lenders to compete for your renewal so you're virtually assured of getting below even the most attractive posted rates. To see what offers we can get you, click Apply Now.