The Mortgage Centre - Durhammortgage.com Ltd.
Yass Marandi, AMP
Mortgage Broker
License #: M10000449

Phone: 905-426-4200 ext 231
Cell: 204-451-5408
Fax: 204-478-5474
Web: durhammortgage.com/ymarandi
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Renewal Advisor

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As a mortgage professional at The Mortgage Centre Durham, I will work for you to provide the right mortgage to complement your current and future needs.

Buying a home is one of the biggest financial decision you will make, and I am committed to doing my best to provide you with the mortgage solution that suits your needs. Whether you are purchasing a new home, transferring your current mortgage, or perhaps thinking of using the equity in your home to invest or consolidate debts, I'll be with you every step of the way.

As a well-established company, The Mortgage Centre Durham has a very close relationship with many of Canada’s most respected financial service companies. This allows me to access an extensive range of mortgage products and services for you.

Additionally, I also specialize in mortgages specific to Canadian Forces personnel and members of the department of National Defence. As a military family member, I truly understand how difficult it is to transfer to a new location, and, most important, to sell your current home and purchase a new one during your House Hunting Trip (HHT). Your week-long HHT is one of the most stressful periods of your move. Having experienced this stress many times as a military spouse, I will do my best to make sure your mortgage process will be the LEAST of your concerns during that period.  I will anticipate your needs while maximizing all the financial benefits allocated to you by the relocation agency through your Custom and Personalized entitlements.

I truly believe in integrity and honesty. With over 20 years’ experience in client relations, I will save you time and money and promote peace of mind through my personal guidance with your mortgage decisions.

I travel between Toronto and Winnipeg in order to serve you at your convenience location.

Additional Information

If you are a first time home buyer, then you will need to know the followings:

  1. Are you aware of tax credits available to you as “First Time” Home Buyer? For more details, please click on HBTC - Home Buyer Tax Credit.
  2. Do you know that your “Land Transfer Tax” can be refunded? Please click on  Land Transfer Tax Refund .
  3. Your “Registered Retirement Saving Plan” can be used towards your down payment. Please call me for more information.
  4. Introduction of Harmonized Sales Tax (HST) in Ontario as of July 2010, will affect Tax Payable for new homes purchased as primary residences, valued at $400,000 or more and you will also be eligible for the maximum new housing rebate of $24,000.
 

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Mortgage Rates.
1 year3.20%2.80%
2 years3.29%2.95%
3 years3.95%3.14%
4 years4.39%3.25%
5 years5.44%3.29%
7 years6.35%3.99%
10 years6.75%3.99%
Prime3.00%3.00%
Variable3.20%2.90%
* rates subject to change
without notice

 
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